Europa Posted on 2026-02-19 10:29:00

50% of Europeans cannot afford to buy a house - Report, profound differences from one country to another

From Dorian Koça

50% of Europeans cannot afford to buy a house - Report, profound differences

Many Europeans are not optimistic about buying a home. Across 23 countries, almost half say they will never be able to buy a home, or are not interested in doing so, according to the RE/MAX European Housing Trend Report 2025.

The survey, conducted in August 2025, asked a simple question: “When do you think you will be able to buy a property, if ever?” Three in ten think they will never buy a home.

On average, 29% of respondents said: “Never – I don’t think I will ever be able to buy a property”. The percentage ranged from 13% in Turkey to 44% in the Czech Republic. Among Europe’s five largest economies, Italy (35%) recorded the highest share. Spain and France were the lowest at 25%, with the UK very close behind at 26%. Germany was at 28%, just below the European average.

"Slow economic growth has depressed incomes in many parts of Europe, while property prices have continued to rise. As a result, affordability remains a significant challenge - particularly for younger generations - even in markets with relatively stable employment conditions," the report's authors said.

Countries like Germany, Austria and the Czech Republic are seeing more and more people moving away from the housing purchase ladder, as rising prices and longer savings times make home ownership increasingly impossible.

Around 15% of respondents said they were not interested in buying a property. The percentage ranges from 4% in Ireland to 31% in Germany. It is also above 20% in the Netherlands (27%), Austria (25%) and Switzerland (22%). These figures are not just about house prices, but also have a cultural aspect. In Germany and Austria, renting is much more common and culturally accepted. The long-term stability of their rental markets, supported by strong tenant protections, means that households feel less of an urgency to buy early.

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