Housing in Albania, more difficult for locals than for foreigners/ Eurostat: Albanians face housing difficulties more often

Amid rising housing prices and the difficulty of affording rent or loans, a significant portion of the population has encountered housing problems at some point in their lives. Data from the survey on social conditions published by Eurostat show that it is Albanians themselves who report housing difficulties more often than foreigners living in the country.
According to this data, 11% of Albanian citizens in Albania declare that they have experienced housing difficulties during their lifetime. In comparison, this percentage is lower among foreign citizens living in the country, where it reaches 8.3%. The level is even lower for citizens from countries outside the European Union, with only 3.4% reporting such problems.
This difference suggests that foreigners settling in Albania do not represent a random group, but often individuals with better economic conditions.
When the panorama expands beyond Albania, the picture changes significantly. In the countries of the European Union, the phenomenon appears in the opposite direction: foreigners are more exposed to housing difficulties than locals. On average, about 4.4% of local citizens in the EU report housing problems, while this figure increases to 10.2% for foreign citizens.
Differences are also evident at the country level. In countries like France, Spain, and the Netherlands, foreigners face more difficulties in securing housing than local citizens.
An interesting exception in Europe is Cyprus, which in some ways resembles the Albanian model. Here too, locals are more affected than foreigners, with around 13.3% of the country’s citizens reporting housing difficulties. This places Cyprus among the countries where the problem is not more pronounced among foreigners, as in most of the EU, but among local citizens themselves.
At the other end of the spectrum is Montenegro, one of the most extreme cases in Europe. There, foreigners are the hardest hit group, with around 19% reporting housing difficulties, while locals are hardly affected. This stark contrast makes Montenegro a typical example of the European model, where being a foreigner is directly linked to greater housing insecurity.

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