"Real Estate" and tourism, in the focus of banks/ Businesses receive 172.9 billion lek in new loans in 7 months

New business credit increased significantly in July. According to data from Shippers' Bank, private non-financial corporations received 24.2 billion lek in new loans, up from 19.1 billion lek in July last year. This translates into an annual increase of about 26.8%.
Trade continues to hold the main share of financing. Wholesale and retail businesses received about 9.2 billion lek in new loans in July, 8.5% more than a year earlier. In the first seven months of the year, this sector has benefited from over 68 billion lek, representing the largest share of new business loans.
Strong growth was recorded in the energy sector. New loans reached 1.16 billion lek in July, more than double the level of a year earlier. In the January-July period, energy financing reached nearly 9 billion lek, with an annual increase of 94.3%.
Accommodation and food services also continued to attract more financing. In July, new loans to this sector reached about 2 billion lek, 66% more than a year earlier. For the entire period January-July, lending reached 14.9 billion lek, increasing by 65.6%.
Real estate activities also recorded significant growth. New credit reached 730 million lek in July, about 57% more than a year earlier. In seven months, financing for this sector has exceeded 5.8 billion lek, more than double the same period last year.
Construction also saw growth, with around 2.95 billion lek in new loans in July, up 39% year-on-year. While the manufacturing industry received around 3.5 billion lek, an increase of nearly 30% compared to July last year.
Overall, during the period January-July 2026, businesses received 172.9 billion lek in new loans, up from 151.3 billion lek a year earlier, an increase of 14.3%. The data shows that the expansion of lending is being supported not only by trade, which continues to dominate in value, but also by energy, accommodation, real estate and other sectors that are significantly increasing the demand for financing.
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