Europa Posted on 2026-01-05 09:41:00

The gender pension gap in Europe - In the EU, women receive significantly less than men

From Dorian Koça

The gender pension gap in Europe - In the EU, women receive significantly less

The gender pay gap is a well-observed phenomenon across Europe. In the EU, women earned 12% less than men in 2023, according to Eurostat, meaning women earned just €88 for every €100 earned by men.

The gap is even wider when it comes to pensions. In 27 European countries, including non-EU countries, women receive significantly lower pensions than men. On average, women's pension income is 22% lower than men's. In some major economies, the gap exceeds 35% - according to the OECD.

In 2024, the gender gap in pensions ranged from around 6% in Estonia to 37% in the UK. The OECD average is 23%, and the European average for the 27 countries on the list is 22%. This means that, on average across Europe, women receive just €78 in pension income, while men receive €100.

The gender gap in pensions is over 30% in some countries. In addition to the UK, these included the Netherlands, Austria, Luxembourg, Belgium, Switzerland and Ireland.

Differences between countries reflect variations in stereotypical gender patterns of care work and household responsibilities. Conservative welfare states such as Germany combine high rates of part-time work for women, long career breaks, and joint taxation of families, all of which widen this gap.

In contrast, the Nordic countries and some Central and Eastern European countries tend to exhibit much smaller gender gaps in pensions. In these countries, women's full-time employment histories tend to be more similar to those of men, childcare is widely available, and pension systems include more redistributive elements or credits for years of care.

Among the 27 countries, the gender pension gap increased by 2 percentage points in only three of them: Austria, Estonia and Belgium. In all other countries, the gap decreased, although the change was very small in some cases.

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