Report on key interventions in the agricultural sector/ Investment Council: New initiatives to increase formalization and rural development
The agricultural sector is entering a new phase of support, as the Investment Council reports progress in three key areas: financing, insurance, and export promotion.
The Sovereign Agricultural Guarantee Scheme was introduced in early 2025, aiming to increase access to credit for farmers and agribusinesses. The scheme offers subsidized interest rates of 2% to 3.5% and up to 70% of the loan without collateral. The programme, which runs until the end of 2025, is expected to boost investment in rural areas and increase formalisation of the sector, with demand from farmers reportedly high.
Another important development is the work on the agricultural insurance scheme. Following the December 2024 agreement with the Turkish Government, the Agricultural Insurance Action Plan was signed in March 2025, which aims to expand partnerships, strengthen institutional capacities and create new protective instruments for farmers against climate and trade risks. Meanwhile, academic studies carried out by domestic and foreign experts have helped create a technical basis for the design of these schemes.
In the field of exports, a positive step is the Export Albania platform, created by AIDA with the support of MEKI and GIZ. The platform provides businesses with information on foreign markets, export guides, a calendar of fairs and networking opportunities with foreign companies. However, the lack of regular updates limits its potential as a comprehensive tool for exporters. Meanwhile, the National Export Program still remains unfinished, signaling the need for more work in harmonizing policies and services for businesses.
In summary, current interventions show tangible progress in financing and protecting farmers, as well as in supporting exports, but require deepening, updating, and stronger coordination to deliver sustainable results.
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