Shqipëria Posted on 2024-11-04 14:56:00

Businesses, "thirsty" for credit - BSH: The total amount of loans in ALL reaches 213 billion at the end of the 9th month

From Ledina Elezi

Businesses, "thirsty" for credit - BSH: The total amount of loans in

Albanian businesses have continued to receive more loans even in the month of September. The data from the Bank of Albania show that the value of loans received in Lek and Euros has undergone a significant increase, while only those received in American currency have registered a slight decrease.

Specifically, the credit received by enterprises reached 213 billion in September, from 212 billion in the previous month. As with individuals, the loan for the purchase of real estate dominates the business, followed by the loan for paying off the overdraft. According to official statistics, businesses received ALL 68 billion loans for real estate, while overdraft loans totaled ALL 58 billion at the end of the nine months.

On the other hand, the value of the loan for investments in financial instruments such as shares, bonds and others remains at negligible levels. Very few businesses choose to apply for a loan, in order to use it to invest in these instruments, thus bringing about the fixation of this loan at 57 million ALL for several months in a row.

The loan for opening a new business, or a subsidiary of an existing business, has decreased by 2.5%, while that used for working capital and equipment purchase continues to be part of the four most requested loans by businesses. The loan used for working capital was recorded at 44 billion ALL, while that for the purchase of equipment at 35 billion ALL.

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