Crypto-assets and digital money in Kosovo - CBK organizes high-level Regional Conference

The Central Bank of the Republic of Kosovo (CBK) organized the two-day Regional Conference on Crypto-Assets and Digital Money. The conference was attended by representatives from the International Monetary Fund (IMF), governors and representatives of the region's central banks, heads of financial institutions, international partners, representatives of the academic community, the financial sector and experts in the field of digital finance.
The Governor of the Central Bank of the Republic of Kosovo, Ahmet Ismaili, emphasized that rapid technological developments, including crypto-assets, digital forms of money, decentralized finance, artificial intelligence and modern payment systems, are profoundly affecting the functioning of the global financial sector.
These developments are now part of the strategic agenda of central banks, regulators and the financial industry, creating opportunities for increased efficiency, financial inclusion, transparency and reduced costs of financial services. These developments also bring significant challenges for financial stability, consumer protection, market integrity, money laundering prevention and maintaining confidence in the financial system.
In this context, Governor Ismaili emphasized that for the Western Balkan countries, which are characterized by open economies, close financial interconnections and significant remittance flows, digital finance represents an important opportunity for advancing regional integration, modernizing financial services and aligning with the European financial market.
He highlighted Kosovo's progress in modernizing its payment infrastructure, advancing fast payments, and the integration process into the Single Euro Payments Area, as part of the CBK's efforts to provide faster, safer, and more efficient services to citizens and businesses.
Governor Ismaili emphasized that financial innovation must be supported by clear, proportionate, and risk-based frameworks that enable the development of technology, but at the same time maintain financial stability, protect consumers, and strengthen market integrity.
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