Europa Posted on 2025-08-06 11:31:00

Poland plans "tax-free" scheme - Aims to attract around 24 billion euros in investments from households

From Kristi Ceta

Poland plans "tax-free" scheme - Aims to attract around 24 billion

Poland is planning a new tax-exempt scheme to boost investment by households, which could attract around 24 billion euros, or 2.5% of GDP, in the first three years. The plan is aimed at boosting investment in the country.

Poland, one of the fastest-growing economies in the European Union, is looking for ways to free up resources and attract new capital.

"The country needs an increase in investments, which have remained low in recent years," said Andrzej Domanski, the Polish minister of finance and economy.

"This is a prerequisite not only for increasing the wealth of citizens, but also for increasing the competitiveness and innovation of the economy, as well as strengthening the country's security," he added.

Currently, private investors pay a 19% tax on profits from bank savings and investments in stocks and bonds, among other things.

The new scheme will introduce Personal Investment Accounts, which will be exempt from tax on investment profits up to 23,500 euros, while for amounts above this level a tax rate of 0.8–0.9% will be applied for the part exceeding the limit.

The plan aims primarily to boost investments in the capital market and could come into effect in the second half of 2026, Domanski said.

"We estimate that in the first full year of operation of this product, in 2027, the budgetary impact could reach around 58 to 70 million euros. We should not forget the positive impact on the Polish economy, which will grow dynamically in the coming years," the Polish minister said.

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