Germany's ultra-rich own over a quarter of the country's financial wealth
According to the new “BCG Global Wealth Report 2026,” the number of ultra-rich people in Germany is growing significantly. Global private financial wealth grew by 7.4 percent in 2025 – significantly outpacing inflation, which remained below 3 percent in each of the major economic areas. In Germany, it stood at 2.2 percent.
The main factor driving the wealth increase was last year's performance on the stock markets. In Germany, total wealth as of the reporting date, December 31, 2025, amounted to around 23.3 trillion US dollars. More than half of this amount is held in real estate assets - mainly in property.
BCG refers to people with financial assets of more than US$100 million as the 'super-rich' or 'Ultra High Net Worth Individuals' (UHNWIs). In Germany, this group now includes around 5,000 people - roughly 1,100 more than a year ago. Worldwide, there are just under 97,000 ultra-rich individuals, more than a third of whom live in the United States.
A significant portion of the wealth is concentrated in this small group: around 5,000 super-rich people account for 27.3 percent of all financial wealth in Germany. By comparison: the roughly 769,000 dollar millionaires - people with financial assets between one and 100 million US dollars - together own 25.5 percent, and thus less than the super-rich alone. In contrast, there are around 66 million people in Germany with financial assets of less than 250,000 US dollars.
A relatively weak culture of equity investment is one reason why Germany's net worth is expected to grow more slowly than Western European and global averages in the coming years. This is compounded by structural burdens such as a largely stagnant economy, demographic changes and weak productivity growth.
The new data could fuel debate within the coalition on tax policy. The federal government is currently debating how to finance a major reform package.
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